Q & A for Employers
What can I add to a basic benefit plan to increase our competitive edge?
When employees have other coverage, do they need to join our plan?
Does it matter when an employee joins the benefit plan?
What benefit plan information do we need to keep in each employee’s file?
Do our employees need to purchase travel insurance?
What benefits can we offer to employees age 65 and over?
Why do benefits costs continue to rise? Do insurers try to control costs? How can we control costs?
What do we need to know about RRSPs and TFSAs?
What do we need to know about taxes and group insurance?
What do we need to know about Workers’ Compensation Board (WCB) claims and our group benefit plan?
What do we need to know about disability?
What do we need to know about accidental death & disablement (AD&D)?
What do we need to know about employees who go on maternity or parental leave?
An employee is asking for a leave of absence. What do we need to know about benefits during that leave?
We are offering a severance package to a terminated employee. Should this include benefits? Do we include benefits for an employee who quits?
What technology is available to help manage our benefit plan and claims?
What do we need to consider when developing a mental health strategy for our organization?
Does our plan cover specialty prescription drugs, biologics, or biosimilars?