{"id":1125,"date":"2021-06-01T12:55:54","date_gmt":"2021-06-01T16:55:54","guid":{"rendered":"https:\/\/new.johnstonesbenefits.com\/?page_id=1125"},"modified":"2026-02-02T16:23:12","modified_gmt":"2026-02-02T21:23:12","slug":"q-a","status":"publish","type":"page","link":"https:\/\/johnstonesbenefits.com\/clients\/ila\/q-a\/","title":{"rendered":"Admin Q &#038; A"},"content":{"rendered":"\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-14o579-c11461626a73e319202473fb28fa4112\">\n.flex_column.av-14o579-c11461626a73e319202473fb28fa4112{\nborder-radius:0px 0px 0px 0px;\n-webkit-border-radius:0px 0px 0px 0px;\n-moz-border-radius:0px 0px 0px 0px;\n}\n<\/style>\n<div class='flex_column av-14o579-c11461626a73e319202473fb28fa4112 av_one_full  avia-builder-el-0  avia-builder-el-no-sibling  first flex_column_div av-zero-column-padding '   ><section  class='av_textblock_section av-kppqedw1-a6346e66d39caeb4bc56c89a6b45dffc'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock'  itemprop=\"text\" ><h2><strong>Q &amp; A for Employers<\/strong><\/h2>\n<\/div><\/section><br \/>\n\n<style type=\"text\/css\" data-created_by=\"avia_inline_auto\" id=\"style-css-av-ml5of4xr-076dbb03ba2e3388e92d343b6d7e3be5\">\n#top .togglecontainer.av-ml5of4xr-076dbb03ba2e3388e92d343b6d7e3be5 p.toggler{\nborder-color:#00646a;\n}\n#top .togglecontainer.av-ml5of4xr-076dbb03ba2e3388e92d343b6d7e3be5 p.toggler.activeTitle{\ncolor:#ffffff;\nborder-color:#ffffff;\nbackground-color:#00646a;\nbackground:linear-gradient( to right, #00646a, #769a9e );\n}\n#top .togglecontainer.av-ml5of4xr-076dbb03ba2e3388e92d343b6d7e3be5 .toggle_wrap .toggle_content{\nborder-color:#00646a;\n}\n<\/style>\n<div  class='togglecontainer av-ml5of4xr-076dbb03ba2e3388e92d343b6d7e3be5 av-elegant-toggle  avia-builder-el-2  el_after_av_textblock  avia-builder-el-last  toggle_close_all hasCurrentStyle'  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/FAQPage\" >\n<section class='av_toggle_section av-av_toggle-fc3cc865cbd9d347ea2d1086562d98c5'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-1' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-1'>What can I add to a basic benefit plan to increase our competitive edge?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-1' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/10\/2025_07-Inpat-and-Expat-Insurances.pdf\" target=\"_blank\" rel=\"noopener\">Specialty Benefits<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2024_05-Retirement-and-Savings-Plans.pdf\" target=\"_blank\" rel=\"noopener\">Group Retirement Solutions<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2026\/01\/2026_02-EFAPs-1.pdf\" target=\"_blank\" rel=\"noopener\">Employee and Family Assistance Program<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_05-Health-Spending-Accounts.pdf\" target=\"_blank\" rel=\"noopener\">Health Spending Accounts<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-8c580e1412ca0ffcace09e4105d06d0a'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-2' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-2'>Which employees qualify for coverage?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-2' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/11\/2023_10-Benefits-Administration.pdf\" target=\"_blank\" rel=\"noopener\">Basics of Eligibility<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/11\/2023_11-Group-Benefits-Eligibility.pdf\" target=\"_blank\" rel=\"noopener\">Employee or Contractor?<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/11\/2023_10-Benefits-Administration-1.pdf\" target=\"_blank\" rel=\"noopener\">Which Dependents Qualify for Benefit Coverage?<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2024_09-Students.pdf\" target=\"_blank\" rel=\"noopener\">Dependent Coverage for Adult Students<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/10\/2025_08-Aging-Workforce-1.pdf\" target=\"_blank\" rel=\"noopener\">Benefits for Semi-Retired Workers and Employees Age 65 and Over<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-43da346348003610ef86d200bf100dca'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-3' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-3'>When employees have other coverage, do they need to join our plan?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-3' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2026\/02\/2026_01-Group-Benefits-FAQs.pdf\" target=\"_blank\" rel=\"noopener\">Coordination of Benefits (COB) &#8211; Who Pays When Both Spouses Have Coverage?<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2026\/02\/2026_01-Group-Benefits-FAQs.pdf\" target=\"_blank\" rel=\"noopener\">Waiving duplicate coverage<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-5691205e53cf96b8e73d146564d96b67'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-4' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-4'>Does it matter when an employee joins the benefit plan?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-4' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/wp-content\/uploads\/2026\/02\/2023_10-Benefits-Administration.pdf\" target=\"_blank\" rel=\"noopener\">Avoid the headaches and liability of late applicants<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-b1bc001cc0404f268abd8aa0e3f24828'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-5' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-5'>Do our employees need to purchase travel insurance?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-5' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2024_07-Travel-Insurance.pdf\" target=\"_blank\" rel=\"noopener\">Emergency Medical Coverage When You Travel &#8211; Understand Your Coverage and Be Prepared Before You Leave<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-b24f1ff5b6ab5ff82ce724619c15494d'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-6' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-6'>What benefits can we offer to employees age 65 and over?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-6' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/10\/2025_08-Aging-Workforce.pdf\" target=\"_blank\" rel=\"noopener\">Benefits for Semi-Retired Workers and Employees Age 65 and Over<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-a0ad28f89d78a2deac11656a88f59293'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-7' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-7'>Why do benefits costs continue to rise? Do insurers try to control costs? How can we control costs?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-7' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_01-Group-Benefits-Taxation-and-Cost.pdf\" target=\"_blank\" rel=\"noopener\">Taxation of Benefits and Cost Sharing<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_05-Health-Spending-Accounts-1.pdf\" target=\"_blank\" rel=\"noopener\">Health Spending Accounts<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2024_04-Fraud.pdf\" target=\"_blank\" rel=\"noopener\">Recognizing Claims Fraud and Abuse<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/10\/2025_11-Stop-Loss-Coverage-1.pdf\" target=\"_blank\" rel=\"noopener\">Stop Loss Coverage<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-6eacca696f918c33be0544eec5d05688'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-8' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-8'>What do we need to know about RRSPs and TFSAs?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-8' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\" style=\"display: block; height: 80px;\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2024_05-Retirement-and-Savings-Plans-1.pdf\" target=\"_blank\" rel=\"noopener\">Retirement and Savings Plans<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-9072e568ed3bfc507e316b87fa362fde'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-9' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-9'>What do we need to know about taxes and group insurance?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-9' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\" style=\"display: block; height: 80px;\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2026\/02\/2025_01-Group-Benefits-Taxation-and-Cost.pdf\" target=\"_blank\" rel=\"noopener\">Taxation of Benefits<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-a268b28bec500b178f713e00387bbe62'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-10' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-10'>What do we need to know about Workers\u2019 Compensation Board (WCB) claims and our group benefit plan?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-10' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\" style=\"display: block; height: 80px;\">\n<div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/12\/2025_12-WCB-and-Disability-Coverage.pdf\" target=\"_blank\" rel=\"noopener\">WCB and Disability Coverage<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-ml5of3op-9b3893054cc5101026154c92e0a18199'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-11' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-11'>What do we need to know about disability?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-11' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_03-LTD-Claims.pdf\" target=\"_blank\" rel=\"noopener\">Long Term Disability<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/11\/2023_07-Employees-on-Extended-LTD.pdf\" target=\"_blank\" rel=\"noopener\">What is a Good Policy for Providing Benefits during Disability?<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2026\/02\/2023_05-Benefits-During-Leaves.pdf\" target=\"_blank\" rel=\"noopener\">Benefits During Leaves<\/a><\/li>\n<\/ul>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-dc80584369e0bb0b5b68d5026d78d038'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-12' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-12'>What do we need to know about accidental death &amp; disablement (AD&amp;D)?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-12' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\" style=\"display: block; height: 80px;\">\n<div class=\"answer\">\n<div class=\"answer\">\n<div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2024_12_ADD.pdf\" target=\"_blank\" rel=\"noopener\">Accidental Death &amp; Disablement<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-b589cb20dfe1a8da6258d6c8cb063813'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-13' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-13'>What do we need to know about employees who go on maternity or parental leave?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-13' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\" style=\"display: block; height: 80px;\">\n<div class=\"answer\">\n<div class=\"answer\">\n<div class=\"answer\">\n<div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_04-Maternity-and-Parental-Leaves.pdf\" target=\"_blank\" rel=\"noopener\">Maternity and Parental Leaves<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-6df38f78fddbaf8f2b0bacf277e913e5'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-14' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-14'>An employee is asking for a leave of absence. What do we need to know about benefits during that leave?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-14' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\" style=\"display: block; height: 80px;\">\n<div class=\"answer\">\n<div class=\"answer\">\n<div class=\"answer\">\n<div class=\"answer\">\n<div class=\"answer\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2021\/06\/March_2019.pdf\" target=\"_blank\" rel=\"noopener\"> Unpaid Leave of Absence<\/a><\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<section class='av_toggle_section av-av_toggle-1fe00eb2804e324d0baf93f7524b0451'  itemscope=\"itemscope\" itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\" ><div role=\"tablist\" class=\"single_toggle\" data-tags=\"{All} \"  ><p data-fake-id='#toggle-id-15' class='toggler   av-inherit-border-color'  itemprop=\"name\"  role='tab' tabindex='0' aria-controls='toggle-id-15'>We are offering a severance package to a terminated employee. Should this include benefits? Do we include benefits for an employee who quits?<span class=\"toggle_icon\"><span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p><div id='toggle-id-15' class='toggle_wrap  '   itemscope=\"itemscope\" itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" ><div class='toggle_content invers-color av-inherit-border-color'  itemprop=\"text\" ><div class=\"answer\">\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_02-Severance-packages.pdf\" target=\"_blank\" rel=\"noopener\">Severance Packages<\/a><\/li>\n<li><a href=\"https:\/\/johnstonesbenefits.com\/clients\/ila\/wp-content\/uploads\/2025\/09\/2025_06-Conversion-Privilege.pdf\" target=\"_blank\" rel=\"noopener\">Converting to Individual Insurance<\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<\/div><\/div><\/div><\/section>\n<\/div><\/p><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":33,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1125","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Admin Q &amp; 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